Govt. of India MSME Registered Enterprise UDYAM-WB-18-0118196
Govt. Certified MSME Fintech Partner →

Next-Gen Digital Payments & Merchant Solutions for India

Empower your retail enterprise, store, or digital platform with instant UPI QR collections, instant automated payouts, and real-time T+0 settlements. Certified by the Ministry of MSME, Govt of India.

< 250ms Instant Settlement
256-Bit TLS Bank-Grade Security
UDYAM Verified WB-18-0118196
SwiftPay Solutions 3D Digital Payment and Security Architecture
Instant UPI Payout Success ₹1,48,250.00 • T+0 IMPS
Live
Gateway Uptime 99.98% High Availability
NPCI & RBI Guideline Aligned Tokenized Transactions
99.98% Payment Success Ratio
< 200ms Average API Latency
5,000+ Merchants & Outlets Supported
100% Instant Reconciliation
Verified Enterprise Credentials

Registered with Ministry of Micro, Small and Medium Enterprises

SwiftPay Solutions is a certified Indian enterprise compliant with national standards for digital commercial trading, retail services, and fintech innovation.

Enterprise Name SWIFTPAY SOLUTIONS Operating Unit: Swiftpay unit 1
Udyam Registration No. UDYAM-WB-18-0118196 West Bengal • Canning-I Block
Industry Classification NIC 47990 - Retail Trade Other retail sale not in stores, stalls or markets
Registered Office Sundipukuria, Canning-I South 24 Parganas, West Bengal - 743376
Official Contact rajeshsardar81s@gmail.com Helpline: +91 8101463593
Enterprise Status ✓ Active & Verified MSME Date of Registration: 13/01/2025
End-To-End Payment Infrastructure

Built for Retail Outlets, Startups & Digital Platforms

Whether you run a brick-and-mortar storefront, a fast-growing e-commerce shop, or a fintech service, SwiftPay provides modular payment rails engineered for maximum uptime.

Dynamic UPI & Smart QR

Generate instant dynamic UPI QR codes per order or customer transaction. Compatible with Google Pay, PhonePe, Paytm, BHIM, and all UPI applications.

  • Zero customer friction checkout
  • Real-time payment webhook triggers
  • Audio and visual confirmation alerts
Popular

Automated Instant Payouts

Disburse vendor payments, salary advances, commissions, and customer refunds in seconds via IMPS, NEFT, RTGS, and UPI 24 hours a day, 365 days a year.

  • Single & Bulk Payouts in 1-click
  • Smart Routing for 99.9% success
  • Direct bank account validation API

Retail & Storefront POS Integration

Designed specifically for local retail and trading businesses. Connect your desktop billing software, tablet POS, or billing counter with ease.

  • Low setup cost with rapid activation
  • Custom branded payment links via SMS/WhatsApp
  • Daily consolidated settlement reports

Developer-First APIs

Integrate in under 30 minutes with well-documented REST APIs, cryptographic signature verification, test sandbox environments, and webhooks.

  • Libraries for Node.js, Python, PHP & Swift
  • Idempotency keys to prevent double-charges
  • Comprehensive API request inspector

Unified Merchant Dashboard

Monitor payments, view customer trends, track disputed transactions, manage settlements, and export GST-compliant tax invoices in real-time.

  • Real-time graphical transaction feeds
  • Granular role-based staff permissions
  • One-click automated dispute management

Bank-Grade Risk & Security

Multi-tiered fraud defense system with automated pattern checking, IP anomaly tracking, and end-to-end payload encryption.

  • TLS 1.3 / AES-256 Bit Encryption
  • Strict NPCI & RBI compliance adherence
  • Automated chargeback prevention filters
Interactive Sandbox

Test the SwiftPay Checkout Experience Live

Experience our lightning-fast payment flow and webhook dispatch engine directly in your browser.

SwiftPay Hosted Checkout v2.4 (Live Sandbox)
ONLINE
Transparent Economics

Calculate Your Merchant Savings

See how much your enterprise saves each month compared to traditional legacy aggregators with delayed settlement fees.

₹10,00,000
₹1 Lakh ₹50 Lakhs ₹1 Crore+

What Every SwiftPay Plan Includes:

  • Zero onboarding or hidden setup charges
  • Instant real-time T+0 Settlement to registered bank accounts
  • Dedicated account manager & WhatsApp priority support
  • Full compliance documentation under Udyam Certificate
Annual Projected Value
₹ 1,08,000
Estimated Annual Savings & Reclaimed Capital
Settlement Turnaround
Traditional (T+2 Days) SwiftPay (Instant T+0)
Gateway Surcharges
2.2% - 2.8% Flat Optimized Rates
Dispute Resolution Speed
7-14 Business Days < 24 Hours
Claim Your Custom Merchant Rate
Enterprise Reliability

The SwiftPay Advantage

Engineered to deliver high performance, absolute transparency, and resilient payment infrastructure.

01

Government Recognized & Compliant

Operates under the registered enterprise banner of **SwiftPay Solutions** (UDYAM-WB-18-0118196). We uphold rigorous statutory compliance, GST invoicing, and standard auditing frameworks.

02

Zero Working-Capital Lockup

Stop waiting 48-72 hours for your retail earnings. Our automated settlement pipelines disburse funds directly to your verified commercial bank account instantly.

03

Human-First Direct Support

No infinite bot loops. Reach our dedicated team in Canning-I, South 24 Parganas directly via phone (`+91 8101463593`) or email (`rajeshsardar81s@gmail.com`) for immediate assistance.

Defense in Depth

Institutional Grade Payment Security

Your customers' transactional data and your enterprise capital are shielded by multi-layered cryptographic safeguards, automated vulnerability assessments, and strict access controls.

🔒
End-to-End TLS 1.3 & AES-256

All in-transit data and merchant keys are encrypted with industry-standard cryptographic primitives.

🛡️
AI Anti-Fraud & Velocity Limiting

Real-time machine learning heuristics detect card testing, spoofing, and rogue IP spikes instantaneously.

📜
NPCI & RBI Compliance Focused

Structured to adhere strictly to Reserve Bank of India tokenization and data localization standards.

Data In Transit 256-Bit SSL/TLS
Uptime SLA 99.99%
Zero-Trust Architecture Enabled
Knowledge Base

Frequently Asked Questions

Answers to common questions about onboarding, payouts, registration, and retail trading integrations.

What is SwiftPay Solutions and what services are provided?

SwiftPay Solutions is a Govt. of India registered enterprise (UDYAM-WB-18-0118196) delivering next-generation digital payment collection rails, dynamic UPI QR solutions, instant automated vendor payouts, and merchant POS billing integrations designed for retail trade and online business operations.

How fast does merchant onboarding take?

Standard retail and digital merchant onboarding takes under 24 hours. Once your KYC documentation (business PAN, Aadhaar, and bank account statement) is verified, your dynamic QR codes and merchant dashboard will be activated immediately.

How do instant T+0 settlements work?

Unlike conventional aggregators who hold your funds for 48 to 72 hours (T+2), SwiftPay offers instant automated routing directly to your registered commercial bank account via 24x7 IMPS and UPI payment rails.

Can I integrate SwiftPay with my existing website or billing software?

Yes! We provide intuitive REST APIs, secure webhook signatures, and sample code libraries in JavaScript, Python, PHP, and cURL. Our technical team is also available to assist your developers during implementation.

Where is SwiftPay Solutions registered and located?

SwiftPay Solutions is officially registered with the Ministry of MSME, Govt of India under Udyam Number UDYAM-WB-18-0118196. The registered office is located at Sundipukuria, Canning-I Block, South 24 Parganas, West Bengal - 743376. You can contact us anytime at rajeshsardar81s@gmail.com or +91 8101463593.

Get in Touch

Ready to Transform Your Payments?

Get in touch with the SwiftPay Solutions team today. We provide personalized merchant rates, instant onboarding assistance, and comprehensive tech support.

Registered Office Address
SwiftPay Solutions, Sundipukuria, Daria Road,
Canning-I Block, South 24 Parganas,
West Bengal, PIN 743376, India
Official Helpline & WhatsApp +91 8101463593 Available Mon-Sat 9AM-8PM
Enterprise Email Support rajeshsardar81s@gmail.com Response time: < 2 hours
Govt. of India Registration UDYAM-WB-18-0118196

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