/* ==========================================================================
   SwiftPay Solutions - Modern Design System & Stylesheet
   Designed for Ultra-Premium Fintech & Merchant Experiences
   ========================================================================== */

/* --- Custom Properties / Design Tokens --- */
:root {
  /* Color Palette */
  --bg-primary: #070A12;
  --bg-secondary: #0D121F;
  --bg-card: rgba(16, 24, 40, 0.75);
  --bg-card-hover: rgba(22, 33, 56, 0.85);
  --bg-card-solid: #111827;
  --bg-glass: rgba(255, 255, 255, 0.03);
  
  /* Borders & Dividers */
  --border-subtle: rgba(255, 255, 255, 0.08);
  --border-focus: rgba(99, 102, 241, 0.6);
  --border-glow: rgba(56, 189, 248, 0.3);

  /* Accents & Brand Gradients */
  --primary: #6366F1;
  --primary-light: #818CF8;
  --primary-hover: #4F46E5;
  --cyan: #06B6D4;
  --cyan-light: #38BDF8;
  --emerald: #10B981;
  --emerald-light: #34D399;
  --amber: #F59E0B;
  --amber-light: #FBBF24;
  --rose: #F43F5E;

  /* Text Colors */
  --text-main: #F8FAFC;
  --text-secondary: #94A3B8;
  --text-muted: #64748B;
  --text-inverse: #0F172A;

  /* Typography */
  --font-display: 'Outfit', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  --font-body: 'Plus Jakarta Sans', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  --font-mono: ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, monospace;

  /* Elevation & Shadows */
  --shadow-sm: 0 2px 8px rgba(0, 0, 0, 0.25);
  --shadow-md: 0 8px 24px rgba(0, 0, 0, 0.4);
  --shadow-lg: 0 16px 40px rgba(0, 0, 0, 0.6);
  --shadow-glow: 0 0 35px rgba(99, 102, 241, 0.25);
  --shadow-glow-cyan: 0 0 35px rgba(6, 182, 212, 0.25);

  /* Transitions */
  --trans-fast: 0.15s cubic-bezier(0.4, 0, 0.2, 1);
  --trans-base: 0.25s cubic-bezier(0.4, 0, 0.2, 1);
  --trans-slow: 0.4s cubic-bezier(0.16, 1, 0.3, 1);

  /* Container */
  --container-max: 1200px;
}

/* --- Base Reset & Global Setup --- */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  font-size: 16px;
  color-scheme: dark;
}

body {
  font-family: var(--font-body);
  background-color: var(--bg-primary);
  color: var(--text-main);
  line-height: 1.6;
  overflow-x: hidden;
  position: relative;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

/* Links & Buttons defaults */
a {
  color: inherit;
  text-decoration: none;
}

button, input, select, textarea {
  font-family: inherit;
  color: inherit;
  font-size: inherit;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

/* Container */
.container {
  width: 100%;
  max-width: var(--container-max);
  margin-left: auto;
  margin-right: auto;
  padding-left: 1.5rem;
  padding-right: 1.5rem;
}

.max-w-narrow {
  max-width: 860px;
}

/* Utilities */
.text-center { text-align: center; }
.w-full { width: 100%; }
.font-bold { font-weight: 700; }
.font-mono { font-family: var(--font-mono); }
.text-cyan { color: var(--cyan-light); }
.text-emerald { color: var(--emerald-light); }

/* Ambient Background Lights */
.ambient-glow {
  position: absolute;
  border-radius: 50%;
  filter: blur(120px);
  pointer-events: none;
  z-index: -1;
  opacity: 0.45;
}

.glow-1 {
  width: 600px;
  height: 600px;
  background: radial-gradient(circle, rgba(99, 102, 241, 0.3) 0%, transparent 70%);
  top: -100px;
  right: -100px;
}

.glow-2 {
  width: 500px;
  height: 500px;
  background: radial-gradient(circle, rgba(6, 182, 212, 0.25) 0%, transparent 70%);
  top: 400px;
  left: -150px;
}

.glow-3 {
  width: 700px;
  height: 700px;
  background: radial-gradient(circle, rgba(16, 185, 129, 0.15) 0%, transparent 70%);
  bottom: 10%;
  right: -200px;
}

/* --- Top Trust / Announcement Bar --- */
.trust-top-bar {
  background: linear-gradient(90deg, rgba(13, 18, 31, 0.95), rgba(20, 29, 47, 0.95));
  border-bottom: 1px solid var(--border-subtle);
  font-size: 0.8125rem;
  padding: 0.45rem 0;
  position: relative;
  z-index: 50;
}

.top-bar-content {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 0.75rem;
}

.badge-tag {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  color: var(--text-secondary);
}

.badge-code {
  background: rgba(56, 189, 248, 0.15);
  color: var(--cyan-light);
  font-family: var(--font-mono);
  font-size: 0.75rem;
  padding: 0.15rem 0.5rem;
  border-radius: 4px;
  font-weight: 600;
  border: 1px solid rgba(56, 189, 248, 0.3);
}

.top-bar-links {
  display: flex;
  align-items: center;
  gap: 0.75rem;
}

.text-btn {
  background: none;
  border: none;
  color: var(--primary-light);
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  cursor: pointer;
  font-size: 0.8125rem;
  font-weight: 500;
  transition: color var(--trans-fast);
}

.text-btn:hover {
  color: #fff;
  text-decoration: underline;
}

.top-contact-link {
  color: var(--text-secondary);
  transition: color var(--trans-fast);
}

.top-contact-link:hover {
  color: var(--text-main);
}

.sep {
  color: var(--text-muted);
}

/* --- Header & Navigation Bar --- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(7, 10, 18, 0.82);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border-bottom: 1px solid var(--border-subtle);
  transition: background var(--trans-base), border-color var(--trans-base);
}

.nav-container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 4.5rem;
}

/* Logo */
.brand-logo {
  display: flex;
  align-items: center;
  gap: 0.75rem;
}

.logo-mark {
  width: 42px;
  height: 42px;
  border-radius: 10px;
  background: linear-gradient(135deg, rgba(99, 102, 241, 0.2), rgba(6, 182, 212, 0.2));
  border: 1px solid rgba(99, 102, 241, 0.4);
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 0 15px rgba(99, 102, 241, 0.3);
}

.logo-text-group {
  display: flex;
  align-items: baseline;
  gap: 0.4rem;
}

.brand-name {
  font-family: var(--font-display);
  font-size: 1.45rem;
  font-weight: 800;
  letter-spacing: -0.02em;
  background: linear-gradient(90deg, #FFFFFF, #E2E8F0);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

.brand-badge {
  font-size: 0.65rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  background: linear-gradient(90deg, var(--cyan-light), var(--emerald-light));
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

/* Navigation Links */
.desktop-nav {
  display: flex;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 1.75rem;
  list-style: none;
}

.nav-link {
  font-size: 0.92rem;
  font-weight: 500;
  color: var(--text-secondary);
  transition: color var(--trans-fast);
  position: relative;
  padding: 0.25rem 0;
}

.nav-link:hover, .nav-link.active {
  color: #fff;
}

.nav-link::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 0;
  height: 2px;
  background: linear-gradient(90deg, var(--primary), var(--cyan));
  transition: width var(--trans-fast);
}

.nav-link:hover::after {
  width: 100%;
}

/* Header Actions */
.header-actions {
  display: flex;
  align-items: center;
  gap: 1rem;
}

.mobile-menu-toggle {
  display: none;
  background: none;
  border: 1px solid var(--border-subtle);
  padding: 0.5rem;
  border-radius: 8px;
  cursor: pointer;
  flex-direction: column;
  gap: 4px;
}

.mobile-menu-toggle .bar {
  width: 20px;
  height: 2px;
  background: #fff;
  transition: transform var(--trans-fast), opacity var(--trans-fast);
}

/* --- Buttons --- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  padding: 0.65rem 1.35rem;
  border-radius: 8px;
  font-weight: 600;
  font-size: 0.9375rem;
  cursor: pointer;
  transition: all var(--trans-fast);
  border: 1px solid transparent;
  white-space: nowrap;
}

.btn-primary {
  background: linear-gradient(135deg, var(--primary), #4338CA);
  color: #FFFFFF;
  box-shadow: 0 4px 15px rgba(99, 102, 241, 0.3);
}

.btn-primary:hover {
  background: linear-gradient(135deg, var(--primary-light), var(--primary));
  box-shadow: 0 6px 20px rgba(99, 102, 241, 0.45);
  transform: translateY(-1px);
}

.btn-glow {
  position: relative;
  overflow: hidden;
}

.btn-glow::after {
  content: '';
  position: absolute;
  top: -50%;
  left: -50%;
  width: 200%;
  height: 200%;
  background: linear-gradient(60deg, transparent, rgba(255, 255, 255, 0.2), transparent);
  transform: rotate(25deg);
  animation: shine 4s infinite;
}

@keyframes shine {
  0% { transform: translateX(-100%) rotate(25deg); }
  20%, 100% { transform: translateX(100%) rotate(25deg); }
}

.btn-secondary {
  background: rgba(255, 255, 255, 0.05);
  border-color: var(--border-subtle);
  color: var(--text-main);
  backdrop-filter: blur(8px);
}

.btn-secondary:hover {
  background: rgba(255, 255, 255, 0.1);
  border-color: rgba(255, 255, 255, 0.2);
  color: #fff;
  transform: translateY(-1px);
}

.btn-ghost {
  background: transparent;
  color: var(--text-secondary);
}

.btn-ghost:hover {
  color: #fff;
  background: rgba(255, 255, 255, 0.05);
}

.btn-lg {
  padding: 0.85rem 1.85rem;
  font-size: 1.05rem;
  border-radius: 10px;
}

.btn-sm {
  padding: 0.45rem 0.95rem;
  font-size: 0.85rem;
}

/* Spinner */
.btn-spinner {
  width: 18px;
  height: 18px;
  border: 2px solid rgba(255, 255, 255, 0.3);
  border-top-color: #fff;
  border-radius: 50%;
  animation: spin 0.8s linear infinite;
}

@keyframes spin {
  to { transform: rotate(360deg); }
}

/* --- Hero Section --- */
.hero-section {
  position: relative;
  padding: 4.5rem 0 3.5rem;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.15fr 1fr;
  align-items: center;
  gap: 3.5rem;
}

.hero-content {
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
}

.pill-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.6rem;
  padding: 0.4rem 1rem;
  background: rgba(99, 102, 241, 0.1);
  border: 1px solid rgba(99, 102, 241, 0.25);
  border-radius: 100px;
  font-size: 0.825rem;
  font-weight: 600;
  color: var(--primary-light);
  width: fit-content;
}

.status-indicator {
  width: 8px;
  height: 8px;
  background: var(--emerald);
  border-radius: 50%;
  box-shadow: 0 0 10px var(--emerald);
  animation: pulseDot 2s infinite;
}

.pulse-dot {
  width: 8px;
  height: 8px;
  background: var(--emerald-light);
  border-radius: 50%;
  display: inline-block;
  box-shadow: 0 0 8px var(--emerald-light);
}

@keyframes pulseDot {
  0% { transform: scale(0.95); box-shadow: 0 0 0 0 rgba(16, 185, 129, 0.7); }
  70% { transform: scale(1); box-shadow: 0 0 0 8px rgba(16, 185, 129, 0); }
  100% { transform: scale(0.95); box-shadow: 0 0 0 0 rgba(16, 185, 129, 0); }
}

.hero-heading {
  font-family: var(--font-display);
  font-size: clamp(2.3rem, 4.5vw, 3.75rem);
  font-weight: 800;
  line-height: 1.15;
  letter-spacing: -0.025em;
}

.gradient-text {
  background: linear-gradient(135deg, #FFFFFF 0%, #38BDF8 50%, #818CF8 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

.hero-subheading {
  font-size: 1.125rem;
  color: var(--text-secondary);
  max-width: 580px;
  line-height: 1.7;
}

.hero-cta-group {
  display: flex;
  align-items: center;
  gap: 1rem;
  flex-wrap: wrap;
  padding-top: 0.5rem;
}

.hero-trust-highlights {
  display: flex;
  align-items: center;
  gap: 2rem;
  padding-top: 1.5rem;
  border-top: 1px solid var(--border-subtle);
  flex-wrap: wrap;
}

.trust-item {
  display: flex;
  align-items: center;
  gap: 0.75rem;
}

.trust-icon {
  font-size: 1.25rem;
}

.trust-label {
  display: flex;
  flex-direction: column;
}

.trust-label strong {
  font-size: 0.95rem;
  color: #fff;
}

.trust-label span {
  font-size: 0.75rem;
  color: var(--text-muted);
}

/* --- Hero Visual Card & Micro-Widgets --- */
.hero-visual-wrapper {
  position: relative;
}

.hero-visual-card {
  position: relative;
  border-radius: 20px;
  border: 1px solid rgba(255, 255, 255, 0.12);
  background: var(--bg-card);
  backdrop-filter: blur(12px);
  padding: 0.75rem;
  box-shadow: 0 20px 50px rgba(0, 0, 0, 0.5), var(--shadow-glow);
  transform: perspective(1000px) rotateY(-2deg) rotateX(1deg);
  transition: transform var(--trans-slow);
}

.hero-visual-card:hover {
  transform: perspective(1000px) rotateY(0deg) rotateX(0deg);
}

.image-wrapper {
  position: relative;
  overflow: hidden;
  border-radius: 14px;
}

.hero-main-img {
  width: 100%;
  height: auto;
  object-fit: cover;
  display: block;
}

.image-overlay-glow {
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, transparent 65%, rgba(7, 10, 18, 0.9) 100%);
  pointer-events: none;
}

/* Floating Badges */
.floating-badge {
  position: absolute;
  background: rgba(15, 23, 42, 0.92);
  border: 1px solid rgba(255, 255, 255, 0.15);
  backdrop-filter: blur(14px);
  padding: 0.75rem 1rem;
  border-radius: 12px;
  display: flex;
  align-items: center;
  gap: 0.75rem;
  box-shadow: var(--shadow-md);
  z-index: 10;
  animation: float 6s ease-in-out infinite;
}

@keyframes float {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-8px); }
}

.badge-payout {
  top: 8%;
  left: -8%;
  animation-delay: 0s;
}

.badge-uptime {
  bottom: 8%;
  right: -5%;
  animation-delay: 2.5s;
}

.badge-shield {
  bottom: -4%;
  left: 10%;
  animation-delay: 1.2s;
}

.badge-icon-wrap {
  width: 36px;
  height: 36px;
  border-radius: 8px;
  background: rgba(255, 255, 255, 0.05);
  display: flex;
  align-items: center;
  justify-content: center;
}

.badge-text-wrap {
  display: flex;
  flex-direction: column;
}

.badge-title {
  font-size: 0.72rem;
  color: var(--text-muted);
  font-weight: 500;
}

.badge-value {
  font-size: 0.85rem;
  color: #fff;
  font-weight: 700;
}

.live-tag {
  background: rgba(16, 185, 129, 0.2);
  color: var(--emerald-light);
  border: 1px solid rgba(16, 185, 129, 0.4);
  font-size: 0.65rem;
  padding: 0.15rem 0.45rem;
  border-radius: 4px;
  font-weight: 700;
  text-transform: uppercase;
}

/* --- Metrics Strip --- */
.metrics-strip {
  margin-top: 4rem;
  border-top: 1px solid var(--border-subtle);
  border-bottom: 1px solid var(--border-subtle);
  background: rgba(13, 18, 31, 0.5);
  backdrop-filter: blur(10px);
  padding: 2rem 0;
}

.metrics-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.5rem;
}

.metric-card {
  text-align: center;
  position: relative;
}

.metric-card:not(:last-child)::after {
  content: '';
  position: absolute;
  right: 0;
  top: 15%;
  height: 70%;
  width: 1px;
  background: var(--border-subtle);
}

.metric-number {
  display: block;
  font-family: var(--font-display);
  font-size: 2.25rem;
  font-weight: 800;
  background: linear-gradient(135deg, #fff, var(--cyan-light));
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  line-height: 1.2;
}

.metric-label {
  font-size: 0.875rem;
  color: var(--text-secondary);
}

/* --- Shared Section Layouts --- */
.section {
  padding: 6rem 0;
  position: relative;
}

.section-header {
  margin-bottom: 3.5rem;
}

.tag-pill {
  display: inline-block;
  padding: 0.35rem 0.9rem;
  background: rgba(99, 102, 241, 0.1);
  border: 1px solid rgba(99, 102, 241, 0.25);
  border-radius: 100px;
  color: var(--primary-light);
  font-size: 0.775rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin-bottom: 1rem;
}

.tag-pill-gold {
  display: inline-block;
  padding: 0.35rem 0.9rem;
  background: rgba(245, 158, 11, 0.1);
  border: 1px solid rgba(245, 158, 11, 0.3);
  border-radius: 100px;
  color: var(--amber-light);
  font-size: 0.775rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin-bottom: 1rem;
}

.tag-pill-cyan {
  display: inline-block;
  padding: 0.35rem 0.9rem;
  background: rgba(6, 182, 212, 0.1);
  border: 1px solid rgba(6, 182, 212, 0.3);
  border-radius: 100px;
  color: var(--cyan-light);
  font-size: 0.775rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin-bottom: 1rem;
}

.section-title {
  font-family: var(--font-display);
  font-size: clamp(1.85rem, 3.2vw, 2.75rem);
  font-weight: 800;
  line-height: 1.2;
  letter-spacing: -0.02em;
  color: #fff;
  margin-bottom: 1rem;
}

.section-subtitle {
  font-size: 1.05rem;
  color: var(--text-secondary);
  max-width: 650px;
  margin-left: auto;
  margin-right: auto;
  line-height: 1.7;
}

/* --- Govt MSME Transparency Section --- */
.msme-section {
  padding-top: 2rem;
}

.msme-glass-card {
  background: linear-gradient(135deg, rgba(20, 27, 45, 0.85), rgba(12, 18, 32, 0.85));
  border: 1px solid rgba(245, 158, 11, 0.3);
  border-radius: 20px;
  padding: 3rem;
  backdrop-filter: blur(16px);
  box-shadow: 0 16px 40px rgba(0, 0, 0, 0.4), 0 0 30px rgba(245, 158, 11, 0.08);
}

.msme-badge-header {
  display: flex;
  align-items: flex-start;
  gap: 1.75rem;
  margin-bottom: 2.5rem;
}

.emblem-circle {
  width: 64px;
  height: 64px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(245, 158, 11, 0.25), rgba(13, 18, 31, 0.9));
  border: 2px solid var(--amber-light);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 1.15rem;
  color: var(--amber-light);
  letter-spacing: 0.05em;
  box-shadow: 0 0 20px rgba(245, 158, 11, 0.3);
  flex-shrink: 0;
}

.msme-heading-wrap .section-title {
  margin-bottom: 0.5rem;
}

.msme-heading-wrap .section-subtitle {
  margin: 0;
  max-width: 100%;
}

.msme-details-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
  margin-bottom: 2rem;
}

.detail-box {
  background: rgba(255, 255, 255, 0.03);
  border: 1px solid var(--border-subtle);
  border-radius: 12px;
  padding: 1.25rem 1.5rem;
  display: flex;
  flex-direction: column;
  gap: 0.35rem;
  transition: border-color var(--trans-fast), background var(--trans-fast);
}

.detail-box:hover {
  border-color: rgba(245, 158, 11, 0.4);
  background: rgba(255, 255, 255, 0.05);
}

.box-label {
  font-size: 0.75rem;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--text-muted);
  font-weight: 600;
}

.box-val {
  font-size: 1.05rem;
  font-weight: 700;
  color: #fff;
}

.highlight-bold {
  color: #fff;
  font-family: var(--font-display);
  letter-spacing: 0.02em;
}

.highlight-cyan {
  color: var(--cyan-light);
  font-family: var(--font-mono);
}

.status-green {
  color: var(--emerald-light);
}

.box-sub {
  font-size: 0.775rem;
  color: var(--text-secondary);
}

.msme-footer-action {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 1rem;
  padding-top: 1.5rem;
  border-top: 1px solid var(--border-subtle);
}

.verification-note {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.85rem;
  color: var(--text-secondary);
}

/* --- Solutions Cards Grid --- */
.cards-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.75rem;
}

.feature-card {
  background: var(--bg-card);
  border: 1px solid var(--border-subtle);
  border-radius: 16px;
  padding: 2.25rem;
  position: relative;
  transition: transform var(--trans-base), border-color var(--trans-base), box-shadow var(--trans-base);
  display: flex;
  flex-direction: column;
}

.feature-card:hover {
  transform: translateY(-5px);
  border-color: rgba(99, 102, 241, 0.35);
  box-shadow: var(--shadow-lg), var(--shadow-glow);
}

.feature-card.highlight-border {
  border-color: rgba(99, 102, 241, 0.4);
  background: linear-gradient(180deg, rgba(20, 27, 45, 0.85), rgba(13, 18, 31, 0.85));
}

.card-badge {
  position: absolute;
  top: 1.5rem;
  right: 1.5rem;
  background: linear-gradient(135deg, var(--primary), var(--cyan));
  color: #fff;
  font-size: 0.7rem;
  font-weight: 700;
  text-transform: uppercase;
  padding: 0.2rem 0.6rem;
  border-radius: 4px;
}

.card-icon {
  width: 48px;
  height: 48px;
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.5rem;
}

.gradient-icon-1 { background: rgba(56, 189, 248, 0.15); color: var(--cyan-light); }
.gradient-icon-2 { background: rgba(99, 102, 241, 0.15); color: var(--primary-light); }
.gradient-icon-3 { background: rgba(16, 185, 129, 0.15); color: var(--emerald-light); }
.gradient-icon-4 { background: rgba(245, 158, 11, 0.15); color: var(--amber-light); }
.gradient-icon-5 { background: rgba(244, 63, 94, 0.15); color: var(--rose); }
.gradient-icon-6 { background: rgba(129, 140, 248, 0.15); color: var(--primary-light); }

.card-title {
  font-family: var(--font-display);
  font-size: 1.35rem;
  font-weight: 700;
  color: #fff;
  margin-bottom: 0.75rem;
}

.card-description {
  font-size: 0.925rem;
  color: var(--text-secondary);
  line-height: 1.6;
  margin-bottom: 1.5rem;
  flex-grow: 1;
}

.card-features-list {
  list-style: none;
  border-top: 1px solid var(--border-subtle);
  padding-top: 1rem;
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
}

.card-features-list li {
  font-size: 0.825rem;
  color: var(--text-secondary);
  position: relative;
  padding-left: 1.25rem;
}

.card-features-list li::before {
  content: '✓';
  position: absolute;
  left: 0;
  color: var(--emerald-light);
  font-weight: 700;
}

/* --- Interactive Live Payment Simulator --- */
.demo-section {
  background: radial-gradient(circle at 50% 30%, rgba(13, 24, 48, 0.6) 0%, transparent 70%);
}

.demo-wrapper {
  max-width: 820px;
  margin: 0 auto;
}

.terminal-card {
  background: #090D18;
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: 16px;
  overflow: hidden;
  box-shadow: var(--shadow-lg), 0 0 50px rgba(6, 182, 212, 0.12);
}

.terminal-header {
  background: #0F1626;
  padding: 0.85rem 1.25rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
  border-bottom: 1px solid var(--border-subtle);
}

.terminal-dots {
  display: flex;
  align-items: center;
  gap: 6px;
}

.dot {
  width: 11px;
  height: 11px;
  border-radius: 50%;
}

.dot-red { background: #EF4444; }
.dot-yellow { background: #F59E0B; }
.dot-green { background: #10B981; }

.terminal-title {
  font-size: 0.825rem;
  font-family: var(--font-mono);
  color: var(--text-secondary);
}

.terminal-status {
  font-size: 0.7rem;
  font-family: var(--font-mono);
  color: var(--emerald-light);
  background: rgba(16, 185, 129, 0.15);
  border: 1px solid rgba(16, 185, 129, 0.3);
  padding: 0.15rem 0.5rem;
  border-radius: 4px;
}

.terminal-body {
  padding: 2.25rem;
}

.sim-form {
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
}

.sim-group {
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
}

.sim-label {
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--text-secondary);
}

.sim-input {
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid var(--border-subtle);
  border-radius: 8px;
  padding: 0.75rem 1rem;
  font-size: 0.95rem;
  color: var(--text-main);
}

.amount-presets {
  display: flex;
  gap: 0.5rem;
  flex-wrap: wrap;
  margin-bottom: 0.5rem;
}

.preset-btn {
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid var(--border-subtle);
  border-radius: 6px;
  padding: 0.4rem 0.9rem;
  font-size: 0.875rem;
  font-weight: 600;
  cursor: pointer;
  transition: all var(--trans-fast);
}

.preset-btn:hover, .preset-btn.active {
  background: rgba(99, 102, 241, 0.2);
  border-color: var(--primary-light);
  color: #fff;
}

.sim-input-amount {
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid var(--border-subtle);
  border-radius: 8px;
  padding: 0.75rem 1rem;
  font-size: 1.15rem;
  font-weight: 700;
  font-family: var(--font-mono);
  color: #fff;
}

.sim-input-amount:focus {
  outline: none;
  border-color: var(--primary-light);
  box-shadow: 0 0 0 3px rgba(99, 102, 241, 0.2);
}

.payment-method-selector {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0.75rem;
}

.method-option {
  position: relative;
  cursor: pointer;
}

.method-option input {
  position: absolute;
  opacity: 0;
}

.method-content {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  background: rgba(255, 255, 255, 0.03);
  border: 1px solid var(--border-subtle);
  border-radius: 8px;
  padding: 0.85rem;
  transition: all var(--trans-fast);
}

.method-option input:checked + .method-content {
  border-color: var(--cyan-light);
  background: rgba(6, 182, 212, 0.1);
  box-shadow: 0 0 12px rgba(6, 182, 212, 0.2);
}

.method-icon {
  font-size: 1.35rem;
}

.method-text {
  display: flex;
  flex-direction: column;
}

.method-text strong {
  font-size: 0.85rem;
  color: #fff;
}

.method-text small {
  font-size: 0.7rem;
  color: var(--text-muted);
}

/* Simulation Result Box */
.sim-result-box {
  margin-top: 2rem;
  background: rgba(16, 185, 129, 0.05);
  border: 1px solid rgba(16, 185, 129, 0.3);
  border-radius: 12px;
  padding: 1.5rem;
  animation: fadeIn 0.3s ease-out;
}

@keyframes fadeIn {
  from { opacity: 0; transform: translateY(10px); }
  to { opacity: 1; transform: translateY(0); }
}

.result-status-header {
  display: flex;
  align-items: center;
  gap: 1rem;
  margin-bottom: 1.25rem;
}

.status-icon-check {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: var(--emerald);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.25rem;
  font-weight: 800;
  box-shadow: 0 0 15px rgba(16, 185, 129, 0.4);
}

.result-title {
  font-size: 1.1rem;
  color: #fff;
}

.result-sub {
  font-size: 0.8rem;
  color: var(--text-secondary);
}

.result-data-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 0.75rem;
  background: rgba(0, 0, 0, 0.3);
  border-radius: 8px;
  padding: 1rem;
  margin-bottom: 1.25rem;
}

.data-row {
  display: flex;
  justify-content: space-between;
  font-size: 0.825rem;
}

.data-key {
  color: var(--text-muted);
}

.data-val {
  color: #fff;
  font-family: var(--font-mono);
}

.highlight-green {
  color: var(--emerald-light);
}

.webhook-snippet {
  background: #050811;
  border: 1px solid rgba(255, 255, 255, 0.06);
  border-radius: 8px;
  overflow: hidden;
}

.webhook-top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 0.5rem 0.85rem;
  background: rgba(255, 255, 255, 0.03);
  font-size: 0.75rem;
  color: var(--text-muted);
  border-bottom: 1px solid rgba(255, 255, 255, 0.04);
}

.webhook-code {
  padding: 1rem;
  font-family: var(--font-mono);
  font-size: 0.8rem;
  color: var(--cyan-light);
  overflow-x: auto;
  line-height: 1.5;
}

/* --- Fee Savings Calculator --- */
.calculator-card {
  background: var(--bg-card);
  border: 1px solid var(--border-subtle);
  border-radius: 20px;
  padding: 3rem;
  backdrop-filter: blur(14px);
  box-shadow: var(--shadow-lg);
}

.calc-grid {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 3rem;
  align-items: center;
}

.calc-controls {
  display: flex;
  flex-direction: column;
  gap: 1.75rem;
}

.calc-group {
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}

.slider-header {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
}

.slider-label {
  font-weight: 600;
  font-size: 0.95rem;
  color: var(--text-main);
}

.slider-value-display {
  font-family: var(--font-mono);
  font-size: 1.35rem;
  font-weight: 800;
  color: var(--cyan-light);
}

.styled-range {
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
  height: 8px;
  background: rgba(255, 255, 255, 0.1);
  border-radius: 4px;
  outline: none;
}

.styled-range::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--cyan-light);
  box-shadow: 0 0 12px var(--cyan-light);
  cursor: pointer;
  transition: transform var(--trans-fast);
}

.styled-range::-webkit-slider-thumb:hover {
  transform: scale(1.15);
}

.range-labels {
  display: flex;
  justify-content: space-between;
  font-size: 0.75rem;
  color: var(--text-muted);
}

.calc-select {
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid var(--border-subtle);
  border-radius: 8px;
  padding: 0.75rem 1rem;
  color: #fff;
  cursor: pointer;
}

.calc-select:focus {
  outline: none;
  border-color: var(--cyan-light);
}

.calc-perks-box {
  background: rgba(255, 255, 255, 0.02);
  border: 1px solid var(--border-subtle);
  border-radius: 10px;
  padding: 1.25rem;
}

.calc-perks-box h4 {
  font-size: 0.85rem;
  color: var(--text-main);
  margin-bottom: 0.75rem;
}

.check-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 0.4rem;
}

.check-list li {
  font-size: 0.8rem;
  color: var(--text-secondary);
  position: relative;
  padding-left: 1.25rem;
}

.check-list li::before {
  content: '✓';
  position: absolute;
  left: 0;
  color: var(--emerald-light);
  font-weight: 700;
}

/* Calculator Results Panel */
.calc-results-card {
  background: linear-gradient(135deg, rgba(30, 41, 59, 0.9), rgba(15, 23, 42, 0.9));
  border: 1px solid rgba(56, 189, 248, 0.3);
  border-radius: 16px;
  padding: 2.25rem;
  text-align: center;
  box-shadow: 0 12px 30px rgba(0, 0, 0, 0.4), 0 0 25px rgba(56, 189, 248, 0.15);
}

.result-highlight-badge {
  font-size: 0.75rem;
  text-transform: uppercase;
  font-weight: 700;
  letter-spacing: 0.05em;
  color: var(--cyan-light);
  margin-bottom: 0.5rem;
}

.savings-big {
  display: flex;
  align-items: baseline;
  justify-content: center;
  gap: 0.2rem;
  font-family: var(--font-display);
  font-size: 3rem;
  font-weight: 800;
  color: #fff;
  line-height: 1.1;
  margin-bottom: 0.25rem;
}

.savings-currency {
  font-size: 1.75rem;
  color: var(--cyan-light);
}

.savings-caption {
  font-size: 0.825rem;
  color: var(--text-secondary);
  margin-bottom: 2rem;
}

.comparison-breakdown {
  display: flex;
  flex-direction: column;
  gap: 1rem;
  border-top: 1px solid var(--border-subtle);
  border-bottom: 1px solid var(--border-subtle);
  padding: 1.25rem 0;
  margin-bottom: 2rem;
  text-align: left;
}

.comp-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 0.75rem;
  font-size: 0.825rem;
}

.comp-label {
  color: var(--text-secondary);
}

.comp-values {
  display: flex;
  gap: 0.5rem;
  font-size: 0.775rem;
}

.val-bad {
  color: var(--text-muted);
  text-decoration: line-through;
}

.val-good {
  color: var(--emerald-light);
  font-weight: 700;
}

/* --- Features Pillars Section --- */
.features-three-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
}

.pillar-card {
  background: var(--bg-card);
  border: 1px solid var(--border-subtle);
  border-radius: 16px;
  padding: 2.5rem 2rem;
  position: relative;
  transition: transform var(--trans-base);
}

.pillar-card:hover {
  transform: translateY(-4px);
  border-color: rgba(255, 255, 255, 0.2);
}

.pillar-num {
  font-family: var(--font-display);
  font-size: 2.75rem;
  font-weight: 800;
  background: linear-gradient(135deg, rgba(255, 255, 255, 0.15), rgba(255, 255, 255, 0.02));
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  line-height: 1;
  margin-bottom: 1rem;
}

.pillar-card h3 {
  font-family: var(--font-display);
  font-size: 1.25rem;
  font-weight: 700;
  color: #fff;
  margin-bottom: 0.75rem;
}

.pillar-card p {
  font-size: 0.9rem;
  color: var(--text-secondary);
  line-height: 1.6;
}

/* --- Security & Compliance Section --- */
.security-card {
  background: linear-gradient(135deg, rgba(15, 23, 42, 0.9), rgba(11, 16, 28, 0.9));
  border: 1px solid rgba(99, 102, 241, 0.25);
  border-radius: 20px;
  padding: 3.5rem;
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 3.5rem;
  align-items: center;
  box-shadow: var(--shadow-lg);
}

.security-left p {
  color: var(--text-secondary);
  margin-bottom: 2rem;
  line-height: 1.7;
}

.security-badges-list {
  display: flex;
  flex-direction: column;
  gap: 1.25rem;
}

.sec-badge-item {
  display: flex;
  gap: 1rem;
}

.sec-icon {
  font-size: 1.5rem;
  line-height: 1;
}

.sec-badge-item strong {
  display: block;
  font-size: 0.95rem;
  color: #fff;
  margin-bottom: 0.2rem;
}

.sec-badge-item p {
  font-size: 0.825rem;
  color: var(--text-muted);
  margin-bottom: 0;
}

.security-shield-visual {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 2rem;
}

.shield-core {
  width: 130px;
  height: 130px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(99, 102, 241, 0.25), rgba(6, 182, 212, 0.1));
  border: 2px solid var(--primary-light);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--cyan-light);
  position: relative;
  box-shadow: 0 0 40px rgba(99, 102, 241, 0.4);
}

.shield-pulse {
  position: absolute;
  inset: -10px;
  border-radius: 50%;
  border: 1px solid rgba(99, 102, 241, 0.3);
  animation: pulseShield 3s infinite;
}

@keyframes pulseShield {
  0% { transform: scale(1); opacity: 0.8; }
  100% { transform: scale(1.3); opacity: 0; }
}

.shield-stats {
  width: 100%;
  background: rgba(255, 255, 255, 0.03);
  border: 1px solid var(--border-subtle);
  border-radius: 12px;
  padding: 1.25rem;
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}

.shield-stat-row {
  display: flex;
  justify-content: space-between;
  font-size: 0.85rem;
  color: var(--text-secondary);
}

.val-active {
  color: var(--emerald-light);
  font-weight: 700;
  font-family: var(--font-mono);
}

/* --- FAQ Accordion --- */
.faq-accordion {
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

.faq-item {
  background: var(--bg-card);
  border: 1px solid var(--border-subtle);
  border-radius: 12px;
  overflow: hidden;
  transition: border-color var(--trans-fast);
}

.faq-item[open] {
  border-color: rgba(99, 102, 241, 0.4);
}

.faq-question {
  padding: 1.25rem 1.5rem;
  font-size: 1.05rem;
  font-weight: 600;
  color: #fff;
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  list-style: none;
}

.faq-question::-webkit-details-marker {
  display: none;
}

.faq-chevron {
  font-size: 1.35rem;
  color: var(--primary-light);
  transition: transform var(--trans-fast);
  line-height: 1;
}

.faq-item[open] .faq-chevron {
  transform: rotate(45deg);
}

.faq-answer {
  padding: 0 1.5rem 1.25rem;
  font-size: 0.925rem;
  color: var(--text-secondary);
  line-height: 1.7;
}

/* --- Contact & Onboarding Form --- */
.contact-section {
  background: linear-gradient(180deg, transparent, rgba(13, 18, 31, 0.6));
}

.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.2fr;
  gap: 3.5rem;
}

.contact-info-panel .section-title {
  margin-bottom: 1rem;
}

.contact-lead {
  font-size: 1.05rem;
  color: var(--text-secondary);
  line-height: 1.7;
  margin-bottom: 2.5rem;
}

.contact-details-list {
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
}

.contact-item {
  display: flex;
  gap: 1.25rem;
}

.contact-icon {
  width: 44px;
  height: 44px;
  border-radius: 10px;
  background: rgba(255, 255, 255, 0.05);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.25rem;
  flex-shrink: 0;
  border: 1px solid var(--border-subtle);
}

.contact-item-title {
  display: block;
  font-size: 0.75rem;
  color: var(--text-muted);
  text-transform: uppercase;
  letter-spacing: 0.05em;
  font-weight: 600;
  margin-bottom: 0.2rem;
}

.contact-item-val {
  font-size: 0.95rem;
  color: #fff;
  line-height: 1.5;
}

.contact-item-link {
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--cyan-light);
  display: block;
}

.contact-item-link:hover {
  text-decoration: underline;
}

.contact-badge {
  display: inline-block;
  font-size: 0.7rem;
  color: var(--emerald-light);
  margin-top: 0.2rem;
}

.inline-link {
  background: none;
  border: none;
  color: var(--primary-light);
  font-size: 0.8rem;
  cursor: pointer;
  padding: 0;
  margin-left: 0.5rem;
  text-decoration: underline;
}

/* Form Glass Card */
.form-glass-card {
  background: var(--bg-card);
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: 20px;
  padding: 2.5rem;
  backdrop-filter: blur(16px);
  box-shadow: var(--shadow-lg);
}

.form-title {
  font-family: var(--font-display);
  font-size: 1.5rem;
  font-weight: 700;
  color: #fff;
  margin-bottom: 0.35rem;
}

.form-subtitle {
  font-size: 0.875rem;
  color: var(--text-secondary);
  margin-bottom: 1.75rem;
}

.modern-form {
  display: flex;
  flex-direction: column;
  gap: 1.25rem;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
}

.form-field {
  display: flex;
  flex-direction: column;
  gap: 0.4rem;
}

.form-field label {
  font-size: 0.825rem;
  font-weight: 600;
  color: var(--text-secondary);
}

.required {
  color: var(--rose);
}

.form-field input,
.form-field select,
.form-field textarea {
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid var(--border-subtle);
  border-radius: 8px;
  padding: 0.75rem 1rem;
  color: #fff;
  font-size: 0.925rem;
  transition: border-color var(--trans-fast), box-shadow var(--trans-fast);
}

.form-field input:focus,
.form-field select:focus,
.form-field textarea:focus {
  outline: none;
  border-color: var(--primary-light);
  box-shadow: 0 0 0 3px rgba(99, 102, 241, 0.2);
}

.form-field input.input-error {
  border-color: var(--rose);
}

.field-error {
  font-size: 0.75rem;
  color: var(--rose);
}

.form-disclaimer {
  font-size: 0.75rem;
  color: var(--text-muted);
  text-align: center;
  line-height: 1.5;
  margin-top: 0.5rem;
}

/* Form Success Card */
.form-success-card {
  text-align: center;
  padding: 2rem 1rem;
}

.success-icon-large {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: rgba(16, 185, 129, 0.2);
  color: var(--emerald-light);
  border: 2px solid var(--emerald);
  font-size: 1.75rem;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 1.25rem;
}

.form-success-card h4 {
  font-family: var(--font-display);
  font-size: 1.35rem;
  color: #fff;
  margin-bottom: 0.5rem;
}

.form-success-card p {
  font-size: 0.9rem;
  color: var(--text-secondary);
  line-height: 1.6;
  margin-bottom: 1.5rem;
}

.success-summary {
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid var(--border-subtle);
  border-radius: 8px;
  padding: 0.75rem;
  font-size: 0.85rem;
  color: var(--cyan-light);
  margin-bottom: 1.5rem;
}

/* --- Site Footer --- */
.site-footer {
  background: #04060C;
  border-top: 1px solid var(--border-subtle);
  padding: 4.5rem 0 2rem;
  position: relative;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1.2fr;
  gap: 3rem;
  margin-bottom: 3.5rem;
}

.brand-col .footer-desc {
  font-size: 0.875rem;
  color: var(--text-muted);
  line-height: 1.7;
  margin: 1rem 0 1.25rem;
}

.footer-reg-pill {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  padding: 0.35rem 0.75rem;
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid var(--border-subtle);
  border-radius: 6px;
  font-size: 0.75rem;
  color: var(--text-secondary);
  font-family: var(--font-mono);
}

.verified-dot {
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--emerald);
}

.footer-heading {
  font-size: 0.95rem;
  font-weight: 700;
  color: #fff;
  margin-bottom: 1.25rem;
  font-family: var(--font-display);
}

.footer-links {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 0.65rem;
}

.footer-links a {
  font-size: 0.875rem;
  color: var(--text-muted);
  transition: color var(--trans-fast);
}

.footer-links a:hover {
  color: var(--cyan-light);
}

.footer-address {
  font-size: 0.85rem;
  color: var(--text-muted);
  line-height: 1.6;
  margin-bottom: 1rem;
}

.footer-contact-links {
  font-size: 0.85rem;
  color: var(--text-secondary);
  display: flex;
  flex-direction: column;
  gap: 0.35rem;
}

.footer-contact-links a {
  color: var(--cyan-light);
}

.footer-contact-links a:hover {
  text-decoration: underline;
}

.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.06);
  padding-top: 2rem;
}

.footer-bottom-flex {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 1rem;
  font-size: 0.825rem;
  color: var(--text-muted);
}

.legal-links {
  display: flex;
  align-items: center;
  gap: 0.75rem;
}

.legal-btn {
  background: none;
  border: none;
  color: var(--text-muted);
  cursor: pointer;
  font-size: 0.825rem;
  transition: color var(--trans-fast);
}

.legal-btn:hover {
  color: #fff;
  text-decoration: underline;
}

/* --- Native Dialog / Modals --- */
.modal-dialog {
  border: none;
  border-radius: 16px;
  background: transparent;
  padding: 0;
  max-width: 720px;
  width: 90%;
  margin: auto;
  box-shadow: 0 25px 50px -12px rgba(0, 0, 0, 0.8);
}

.modal-dialog::backdrop {
  background: rgba(4, 6, 12, 0.82);
  backdrop-filter: blur(8px);
}

.modal-content {
  background: #0B0F19;
  border: 1px solid rgba(255, 255, 255, 0.15);
  border-radius: 16px;
  overflow: hidden;
  color: var(--text-main);
}

.modal-header {
  padding: 1.25rem 1.75rem;
  background: #101626;
  border-bottom: 1px solid var(--border-subtle);
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.modal-title-wrap {
  display: flex;
  align-items: center;
  gap: 0.75rem;
}

.gov-badge-icon {
  font-size: 1.5rem;
}

.modal-header h3 {
  font-family: var(--font-display);
  font-size: 1.15rem;
  color: #fff;
}

.modal-sub {
  font-size: 0.75rem;
  color: var(--text-secondary);
}

.modal-close {
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid var(--border-subtle);
  border-radius: 50%;
  width: 32px;
  height: 32px;
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  color: var(--text-muted);
  transition: all var(--trans-fast);
}

.modal-close:hover {
  background: rgba(255, 255, 255, 0.15);
  color: #fff;
}

.modal-body {
  padding: 1.75rem;
  max-height: 65vh;
  overflow-y: auto;
}

.cert-banner {
  background: linear-gradient(90deg, rgba(6, 182, 212, 0.15), rgba(99, 102, 241, 0.15));
  border: 1px solid rgba(6, 182, 212, 0.3);
  border-radius: 8px;
  padding: 1rem 1.25rem;
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 1.5rem;
}

.cert-banner-text {
  display: flex;
  flex-direction: column;
  gap: 0.2rem;
  font-size: 0.85rem;
}

.cert-status-tag {
  background: rgba(16, 185, 129, 0.2);
  color: var(--emerald-light);
  border: 1px solid rgba(16, 185, 129, 0.4);
  font-size: 0.7rem;
  font-weight: 700;
  padding: 0.25rem 0.5rem;
  border-radius: 4px;
}

.cert-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.875rem;
}

.cert-table tr {
  border-bottom: 1px solid var(--border-subtle);
}

.cert-table th {
  text-align: left;
  padding: 0.75rem 0.5rem;
  color: var(--text-muted);
  width: 35%;
  font-weight: 500;
  vertical-align: top;
}

.cert-table td {
  padding: 0.75rem 0.5rem;
  color: #fff;
  vertical-align: top;
}

.modal-footer {
  padding: 1rem 1.75rem;
  background: #0E1322;
  border-top: 1px solid var(--border-subtle);
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 0.75rem;
  color: var(--text-muted);
}

.legal-text h4 {
  font-size: 1rem;
  color: #fff;
  margin: 1rem 0 0.4rem;
}

.legal-text p {
  font-size: 0.875rem;
  color: var(--text-secondary);
  line-height: 1.6;
}

/* --- Toast Notifications --- */
.toast-container {
  position: fixed;
  bottom: 2rem;
  right: 2rem;
  z-index: 9999;
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
  pointer-events: none;
}

.toast {
  pointer-events: auto;
  background: #0F172A;
  border: 1px solid rgba(255, 255, 255, 0.15);
  border-radius: 10px;
  padding: 0.85rem 1.25rem;
  color: #fff;
  box-shadow: var(--shadow-lg);
  display: flex;
  align-items: center;
  gap: 0.75rem;
  font-size: 0.875rem;
  animation: toastSlideIn 0.3s cubic-bezier(0.16, 1, 0.3, 1);
  max-width: 380px;
}

@keyframes toastSlideIn {
  from { transform: translateX(100%); opacity: 0; }
  to { transform: translateX(0); opacity: 1; }
}

.toast.toast-success {
  border-left: 4px solid var(--emerald);
}

.toast.toast-info {
  border-left: 4px solid var(--cyan-light);
}

/* --- Responsive Media Queries --- */
@media (max-width: 1024px) {
  .hero-grid {
    grid-template-columns: 1fr;
    gap: 3rem;
  }
  
  .cards-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .msme-details-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .calc-grid {
    grid-template-columns: 1fr;
    gap: 2.5rem;
  }

  .security-card {
    grid-template-columns: 1fr;
    gap: 2.5rem;
  }

  .contact-grid {
    grid-template-columns: 1fr;
    gap: 2.5rem;
  }

  .footer-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 2.5rem;
  }
}

@media (max-width: 768px) {
  .desktop-nav,
  .header-actions .btn-ghost {
    display: none;
  }

  .mobile-menu-toggle {
    display: flex;
  }

  .mobile-nav {
    display: block;
    background: #080C16;
    border-bottom: 1px solid var(--border-subtle);
    padding: 1.5rem;
  }

  .mobile-links {
    list-style: none;
    display: flex;
    flex-direction: column;
    gap: 1rem;
    margin-bottom: 1.5rem;
  }

  .mobile-link {
    font-size: 1.05rem;
    color: var(--text-secondary);
    display: block;
  }

  .mobile-actions {
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
  }

  .metrics-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 2rem;
  }

  .metric-card:nth-child(2)::after {
    display: none;
  }

  .cards-grid {
    grid-template-columns: 1fr;
  }

  .msme-details-grid {
    grid-template-columns: 1fr;
  }

  .features-three-grid {
    grid-template-columns: 1fr;
  }

  .payment-method-selector {
    grid-template-columns: 1fr;
  }

  .form-row {
    grid-template-columns: 1fr;
  }

  .floating-badge {
    position: static;
    margin-top: 1rem;
  }

  .footer-grid {
    grid-template-columns: 1fr;
  }

  .footer-bottom-flex {
    flex-direction: column;
    text-align: center;
    gap: 1.25rem;
  }
}